Eamonn confirms that mortgage protection does not cover your mortgage repayments in the event of serious illness or if you’re unable to work. Mortgage protection is specifically defined to cover your mortgage in the event you die. If it’s a joint mortgage protection policy then it covers the mortgage in the event either one of you pass.
There are specific policies designed to cover mortgage repayments in the event of you are unable to work due to illness or serious injury. If you’d like to find out more feel free to fill in the contact form on the right hand side of the page.