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Archive for October, 2013

  • The Value of Mortgage Protection in Practice…

    The value of mortgage protection in practice Mortgage protection is all too often disregarded as simply another expense you can do without, and when you’re coming to the terms with the additional expense of a mortgage, you’d be forgiven for thinking this way. However, mortgage protection is a legitimate product which is worthy of careful consideration. Yes, it will add a small amount to the cost of your mortgage, but it will also provide the protection that, should the borrower die before the mortgage is repaid, the amount owing on the mortgage will be covered by the policy. The following is an example of the value of mortgage protection insurance in practice: Without mortgage protection insurance Steven and Maria worked hard for tw...
  • The true value of over 50s life cover

    The true value of over 50s life cover We all know how important it is to put appropriate cover in place to protect our loved ones when we die, but considering your own mortality is never the nicest way to spend your time, particularly when you’re supposed to be enjoying your retirement. So here, courtesy of easylifecover.ie, is a common scenario which aims to highlight just how much over 50s cover could be worth to you. What is over 50s life cover? Over 50s life cover is a form of life insurance designed specifically for those aged between 50 – 80, which guarantees to pay a lump sum for the benefit of your loved ones when you die. No medical is required and policy acceptance is guaranteed. How much difference can it make? Let...
  • Just how much difference can life insurance really make…?

    Just how much difference can life insurance really make…? As much as articles detailing the advantages and disadvantages of life insurance cover, the varying policies available and the potential methods of reducing the cost of cover enable individuals to make an informed decision, sometimes the true value of life insurance is best illustrated by the opposing scenarios a normal family would find themselves in if the worst were to happen. Without life insurance Jim and his wife Emily are both in their fifties. Jim works as a chartered accountant and has done for the past 15 years. He is the main breadwinner in the family. Emily works part-time at a local nursery as well as holding a number of volunteer positions with local charities. T...