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Life insurance versus mortgage protection cover
Life insurance versus mortgage protection cover When you reach the time of life when you are in a position to buy a home, no matter how unenthused by life insurance and mortgage protection cover you may be, these are both products you need to seriously consider purchasing. Both life insurance and mortgage protection cover provide peace of mind that, should you die, your loved ones will receive the financial protection they need. But which product is best? Mortgage protection insurance If tragedy were to strike and you were to die before the mortgage on your home were paid off, your partner could be burdened by these payments, without the benefit of your income. This is precisely why mortgage protection insurance was designed: to pay off...The value of having Income Protection Insurance
A recent survey conducted by leading insurers has shown the true value of income protection insurance, with more than half of workers admitting they wouldn’t be able to survive for more than three months on statutory sick pay alone. There are plenty of employers out there that run their own company sick pay schemes, which are typically far more generous than statutory sick pay packages. Such schemes will usually pay employees a full wage for a number of weeks as set out in the employment package, followed by a period of time on half pay. If workers are still unfit for work come the end of the scheme, they are then entitled to apply for state benefits. However, research carried out by a leading insurer suggests that for many indi...Switching Is Easy with Mortgage Protection
Switching Is Easy with Mortgage Protection SWITCHING IS EASY Switching is easy' Most people do not realise they are free to shop around for their own mortgage protection. If you want to save money then the good news is you can now switch your mortgage protection cover at any time – it’s your right and is the law. 1. When it comes to mortgage protection prices people are paying too muchAsk your lender for two pieces of information? What is the current amount of cover they need you to have on your policy? How many years are left on my loan? 2. You don’t have to meet with one of your lenders financial advisers to obtain this information. 3. Once you have the above information then get a Quote for a new policy from...Will income protection insurance work for you?
Will income protection insurance work for you? Financial products can prove invaluable for some, whilst for others their worth is limited due to the particular circumstances individuals are in. Income protection insurance is one such product, which can be a lifesaver in certain circumstances, but is not suitable to all. Here is our look at whether income protection insurance will work for you. Income protection insurance is a product designed to protect individuals who fall ill and risk losing their income as a result. In the majority of instances, this product is particularly well suited to individuals who are self-employed, or who are employed but do not have the safety net of sick pay to fall back on. Income protection insuran...€25,000 FREE Parent Life Insurance!
Protecting your family’s future is one of the most important things you should plan for. That's why, to give you a head start we're giving parents €25,000 life insurance FREE! Limited Offer - only 9,115 places remaining. Free life insurance of €25,000 for each parent for 12 months. No payment needed, and cover begins instantly. Eligibility Questions Getting your €25,000 Free Life Insurance is easy, once you meet the following criteria: Your youngest child is aged 13 or younger when you apply. You are aged 55 or younger. You are resident of the Republic of Ireland. You are named on the Birth Certificate or Adoption Certificate of your child. You consent to being kept informed in writing, by post, email...