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Business

Protection

Most businesses insure against fire or theft but what about the loss of a key person or business partner? The right protection keeps everything you’ve built safe.

Is Your Business Protected?

Why do I need Business Protection?

Anyone in business today wouldn’t think twice about insuring their business against loss from fire or theft. However, there are many other circumstances that can have damaging and lasting consequences for your business. Indeed, without the right kind of protection, your business, even your family’s finances, could be in financial ruin.

Ask yourself these questions:

What happens if a key employee becomes seriously ill or passes away?

Could your business survive without a partner or shareholder?

Who takes over your share if something happens to you?

Would your family be financially secure if you could no longer work?

If any of these raise concerns, business protection is essential. Our advisors can help you address every one of them.

What's Included

Four Layers of Essential Protection

A complete family protection plan brings together the three most important types of cover in one tailored solution.

Key Person Insurance

Protect your business against significant financial loss if a key employee — someone whose skills, knowledge, or relationships are critical is unable to work or passes away. The policy pays a lump sum to the business to cover costs, lost revenue, and recruitment.

Shareholder Protection

Ensures that if a shareholder passes away or becomes seriously ill, their shares can be transferred securely without disrupting the business or involving family members in ownership decisions unexpectedly. Provides both certainty and legal clarity.

Corporate Protection

Allows the company itself to buy back shares in the event of a shareholder’s death or serious illness protecting the business’s ownership structure while providing the shareholder’s family with fair financial compensation.

Tax & Succession Planning

Plan ahead to reduce potential tax burdens on your estate and ensure a smooth, structured transfer of your business to the right people whether family members, management, or third-party buyers.

Your Future Self Will Thank You

The best time to start your pension was yesterday.
The second best time is today.

Our Approach

Expert Advice You Can Trust

We help structure tailored business protection plans based on your company’s specific needs, legal structure, and long-term goals ensuring stability, clarity, and genuine peace of mind for you and your partners.

We take time to understand your business, your risks, and your people before making any recommendation.

No off-the-shelf solutions every plan is built specifically around your business structure and goals.

We work alongside your solicitor or accountant to ensure all legal and tax structures are correctly aligned.

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Protection solutions

Our Location

Nationwide

24hr

Response time