- eamonn@easylifecover.ie
Financial peace of mind when you are unable to work due to illness or injury.
(for example your mortgage, rent or utility bills) while you are out of work due to illness or injury. You must be employed, or self-employed with an income, to take out bill cover on your plan.
You must be under age 65.
Coverage lasts for a maximum of 40 years or up to age 68 (whichever comes first).
Up to €2,000 a month.
Up to €4,000 a month.
Your cover is based on a maximum of 40% of your net income.
Please Note: See the Terms & Conditions section for full details, including any specific exclusions or restrictions that may apply.
Work with your adviser to choose when payments start after an inability to work begins: 8, 13, 26, or 52 weeks.
Choose how long your claim payments will last: 2 years, 5 years, or until your benefit is due to end.
You can claim multiple times under this benefit, provided you return to work between claims.
You do not have to make your bill cover payments while actively receiving a claim payout (though payments for other benefits must continue). Regular payments resume when your claim ends.
Depending on the term you choose, your claim could end before you return to work. For example, on a two-year term, payouts stop after two continuous years, even if you are still unable to work.
If you are unemployed for more than one month, you cannot claim for bill cover. You can cancel at this point. If you return to work within six months, you can restart without extra medical details.
Receiving a bill cover claim may affect your entitlement to state benefits, such as Jobseeker’s Allowance or Disability Allowance. Speak to your financial adviser for more information.
If you take out bill cover on your plan, please note that your children are not covered under this specific benefit.
Speak with our advisors and find the right cover for your needs simple, fast, and tailored to you.
